Co-operative Bank, World Vision Kenya Roll Out Chapa Pay Integration to Boost Local Funding for Child Welfare
Winnie Wabwire, Relationship Manager, Co-op Bank Speaking during the 2026-2030 FY plan.
Partnership introduces bank-backed digital platform enabling secure, real-time donations as NGO sector shifts toward locally funded development amid declining global aid
Nairobi, Kenya – 10.02.2025 – Co-operative Bank of Kenya and World Vision Kenya have partnered to integrate a secure e-commerce donation platform on the Inuka Angaza website, strengthening local fundraising for child-focused development programmes at a time when global donor funding is tightening.
The platform, the Inuka Angaza Online Donation Platform, will now plug in Co-op Bank’s existing Chapa Pay gateway, enabling Kenyans, corporates and diaspora supporters to contribute digitally from anywhere, at any time.
As part of the partnership, Co-operative Bank contributed KES 4 million to kick-start the Inuka Angaza Fund, which supports vulnerable children in Salgaa and other regions across the country. Since its launch, the Fund has raised KES 39 million towards a KES 50 million target for FY23–FY25, delivering tangible improvements in water access, education, health and child protection.
The integration of the e-commerce platform comes at a critical moment for NGOs in Kenya and globally, as development organisations increasingly seek sustainable, locally driven fundraising models. The Chapa Pay gateway will open avenues for the Inuka Angaza Online Donation Platform to benefit from bank-backed security features, including 3D Secure authentication and PCI-DSS-compliant processing, to ensure safe and transparent online giving.
Kenya’s NGO sector consists of over 12,600 registered NGOs and receives approximately KES 196 billion in annual funding, according to the NGOs Coordination Board for FY2022/23. However, forecasts by the OECD’s Development Assistance Committee (DAC) indicate that external aid is under pressure, with some projections suggesting an overall decline of 9% to 17% in 2025, following a decrease in the previous year. This trend is driven by announced budget cuts from major donor countries, including the U.S., the U.K., France and Germany. Meanwhile, the global online donations market is valued at approximately US$1.95 billion in 2025 and is projected to reach US$3.54 billion by 2032, reflecting growing demand for secure, user-friendly digital giving systems, according to findings by Worldwide Market Reports.
“Digital payments are now central to how organisations mobilise resources, maintain donor trust and ensure operational efficiency,” said Benard Osoro, Head of Institutional Banking at Co-operative Bank of Kenya. “Our partnership with World Vision Kenya demonstrates how secure digital collection tools can support the shift towards locally funded development. We are committed to working with NGOs to strengthen accountability and expand access to reliable, modern payment channels.”
The Inuka Angaza Fund, part of World Vision Kenya’s localisation agenda, encourages communities and partners to support child wellbeing through flexible local donations. Funds raised have already helped deliver essential services to thousands of children and families, including:
- 1,795 girls supported with dignity kits and sanitary towels
- 837 children supplied with clean piped water in schools
- 2,100 households receiving monthly water purification support
- 700 children provided with learning materials
- 60 vulnerable children supported with school uniforms
- KES 39 million raised against a target of KES 50 million (FY23–FY25)
“Our experience with the digital platform shows that online giving is not only convenient but essential to sustaining development programmes,” said Gilbert Kamanga, National Director, World Vision Kenya. “The secure gateway deployed by Co-operative Bank enhances accountability and enables Kenyans and the diaspora to support children directly. This is a practical step towards long-term, locally driven impact.”
The deployment of secure online donation systems is increasingly important for NGOs seeking resilience amid shrinking international aid and rising competition for grants. Digital fundraising platforms reduce administrative costs, improve financial transparency through real-time reporting, and broaden donor reach, particularly among younger, digital-first givers and diaspora supporters.
Co-operative Bank continues to expand its suite of digital payment solutions for NGOs, SACCOs, social enterprises and community organisations seeking efficient and accountable collection channels.
